Bupa is one of the largest and most experienced insurers, providing health insurance products and services to residents of Latin America and the Caribbean. Bupa has been in business since 1947 and now looks after more than 10 million members from 192 countries around the world. Bupa has no shareholders to pay, which means that all surpluses and profits are continuously reinvested back into providing better health and care services for our members. Bupa has considerable financial resources, and in 2007 group income totaled over US $8.2 billion, with group reserves of US $3.7 billion. Bupa Insurance Limited financial strength in the UK has been rated A3 by Moody’s and A+ by Fitch.