American Insurance Products and Services for Expats | Expatriate Insurance Plans & Services

International Health Insurance Overview

Your current US health plan does not likely cover you abroad. Most do not.
If you live outside the US for 6 months or more per year you could save 50% or more on the same American quality health care you have now!
Even if you don’t have coverage now you are qualified
Our international insurance plans cover you at home and abroad
You can get a FREE online quote today and be fully insured tomorrow!

Are you living abroad full or part time and concerned about quality health care?
We strive to provide the answers to the tough questions you ask about healthcare and many other important health and insurance issues about your relocation to a new country.

American Insurance for ExPats is your direct access to a well respected and highly experienced Managing General Agency specializing in the highly volatile and difficult to understand individual and small business health, life, and senior insurance products.

Founded and guided by Rudy Deutschmann, the parent company has been in the insurance business for more than 20 years, and is staffed with highly knowledgeable agents to assist our clients with a commitment to integrity, value and service. American Insurance for ExPats will help you find the best coverage custom tailored to your needs. Specializing in many aspects of insurance, including those who have retired/moved abroad part of or the entire year, one size does not fit all and you’ll find the expert guidance right here to create a policy that’s right for you.

With our focus and knowledge, American Insurance for Expats will help you eliminate the confusion and stress of the complex healthcare environment. Our team has extensive knowledge in all types of health insurance, Medicare, Travel, & Foreign Policies. We will provide you with the tools and accredited international policies to be securely insured, no matter where you call home. Understanding how international insurance coordinates with policies designed for the U.S. market is difficult and there are many options and plans to consider. This is the specialty of American Insurance for Expats!

When it comes to insurance, one size does not fit all. There are no perfect companies, and there are no perfect plans. There are, however, many viable and economical options available if you work with a staff that is dedicated to you, has the knowledge to guide you, and always is going to do what is best for YOU!

We are adamant about providing top quality products from financially sound and historically proven insurance carriers. We do extensive fact-finding with our clients to ensure a “best fit” insurance program for each and every client we engage!

Here are some features of one of our preferred providers IMG-International Medical Group which is a US based company:

Open provider access

–Any doctor, anywhere

International Provider Access

–16,000+ providers & facilities outside of the U.S.

–Ability to search by facility, physician, specialty, dentist or location

–Direct billing

–PPO discounts throughout Latin America & the Caribbean

U.S. PPO

–500,000 highly qualified physicians

–4,700 privately owned and operated hospitals

–Includes 67% of all the hospitals in the U.S.

–Includes well-known university medical centers and transplant facilities

_____________________________________________________________________________________________

Long Term Comprehensive Medical Plans for Individuals or Families Living Outside Home Country

Flexible, long-term, annually renewable, worldwide medical insurance program for U.S. citizens living or working abroad and for non-U.S. nationals worldwide.

Flexible, comprehensive medical coverage
Coverage for individuals and families
Four unique plan designs - Silver, Gold, Gold Plus and Platinum
Optional riders: Global Term Life Insurance, Global Daily Indemnity, Maternity, Terrorism, Sports
Choose your area of coverage (worldwide or worldwide excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan)

Select from multiple deductible options

Family premium covers first two children between 14 days and 9 years at no additional cost for the first year
Choose from several payment modes
Multiple underwriting options to fit your needs
Freedom to choose your provider
Access to two extensive provider networks
Emergency Medical Evacuation and other evacuation benefits
Medical Concierge Program
Medical professionals to coordinate your care
24 hour access to information
Coverage for individuals or families living or working abroad
Contract employees living and working abroad
Seniors with dual residencies six months or longer outside the U.S.

Being a citizen of the global community can be an exciting experience, yet one that can pose potential complications. Your health care while abroad should not be one of those concerns. Global Medical Insurance is a revolutionary program from IMG that offers the flexible worldwide coverage you need, backed by the world-class services you expect. Unlike other health care programs on the market, Global Medical Insurance allows you to custom build a plan that is specifically tailored for you.

Global Medical Insurance is designed to meet your total needs. The program offers you the flexibility to select from an assortment of unique benefit options. From the scheduled benefits of the Silver plan option to the benefit-rich Platinum plan option, there are a large variety of specialized coverages to meet any need. To accommodate your financial means, you can customize your length and area of coverage with the flexibility to select from multiple deductibles and modes of payment. With your medical history in mind, the program also provides flexible underwriting methods to extend coverage to you that may be declined by other companies.

Additionally, the program provides world-class services. To maximize the outcome of your medical care, our on-site clinical staff is ready to assist you at a moment’s notice, and our extensive global provider networks are quickly and easily accessible. You also have direct access to our Medical Concierge, an unequalled service that provides you with personalized assistance in locating the best provider for your specific needs, while saving you on out-of-pocket and medical expenses. You can also efficiently save time managing routine areas of your account by utilizing our secure, online service tools. In addition, IMG is available for service at your convenience - via phone, email or Live Chat.

You need to know that you have the proper worldwide coverage. When you select Global Medical Insurance, you receive IMG’s commitment to deliver exceptional health benefits, medical assistance and service - all designed to give you Global Peace of Mind®.